Calculators & Trackers for Smart Investing

Plan better. Invest with clarity. Stay disciplined.

Successful investing is not about guessing returns.
It’s about understanding numbers, time, and compounding before you invest.

The Calculators & Trackers section of Samnidhi Insights helps you:

  • Estimate realistic returns
  • Plan long-term goals
  • Understand the impact of inflation
  • Make informed investment decisions

These tools are meant to guide decisions, not promise outcomes.


Who This Section Is For

This section is ideal if you:

  • Are planning SIPs or lump sum investments
  • Want to set realistic financial goals
  • Prefer numbers over narratives
  • Are investing for the long term

Whether you’re a beginner or a seasoned investor, these tools help bring clarity to planning.


Available Calculators

SIP Calculator

Estimate how your monthly SIP investments may grow over time.

Use this calculator to:

  • Understand the power of compounding
  • Compare different SIP amounts
  • See the impact of time on returns

👉 Best suited for disciplined, long-term investors.

[Use SIP Calculator →]


Lumpsum Calculator

Plan one-time investments effectively.

Use this calculator to:

  • Estimate future value of lump sum investments
  • Compare lump sum vs SIP outcomes
  • Set realistic return expectations

👉 Useful when investing bonuses, savings, or windfalls.

[Use Lumpsum Calculator →]


CAGR Calculator

Understand your investment performance clearly.

Use this calculator to:

  • Calculate annualized returns
  • Compare investments over different time periods
  • Avoid misleading absolute return figures

👉 Essential for evaluating past performance.

[Use CAGR Calculator →]


Inflation Calculator

Know the real value of your money over time.

Use this calculator to:

  • Understand how inflation erodes purchasing power
  • Plan investments with real (inflation-adjusted) returns
  • Set better long-term financial goals

👉 Often ignored, but critically important.

[Use Inflation Calculator →]


Goal-Based Investment Calculator

Plan investments around life goals — not market noise.

Use this calculator to:

  • Estimate how much you need to invest for a goal
  • Understand the role of time and return assumptions
  • Align investments with real-world objectives

👉 Ideal for goal-oriented investors.

[Use Goal-Based Calculator →]


Why Calculators Matter

Without basic planning tools, investors often:

  • Overestimate returns
  • Underestimate time required
  • Ignore inflation
  • Make inconsistent investment decisions

These calculators help you:
✔ Set realistic expectations
✔ Stay disciplined during market cycles
✔ Avoid emotional investing


Important Note

All calculations are illustrative, not guarantees.

Markets are uncertain, and returns can vary.
These tools are designed to support thinking, not replace judgment.


👉 What to Do Next


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