Before You Invest Your First Rupee
Most investing mistakes happen before the first investment, not after.
This checklist helps you pause, verify, and start correctly.
Step 1: Account Readiness
Confirm all of the following:
✔ Demat account active
✔ Bank account linked correctly
✔ KYC verified
✔ PAN–Aadhaar linked
✔ Email & mobile updated
If even one item is missing — stop and fix it.
Do This Now: Final Compliance Verification
Use official portals:
- PAN–Aadhaar status:
👉 https://www.incometax.gov.in - CKYC status:
👉 https://ckyc.cersai.org.in - Mutual Fund KYC status:
👉 https://www.cvlkra.com
These checks prevent future account blocks.
Step 2: Financial Readiness
Ask yourself honestly:
✔ Do I have emergency savings?
✔ Am I investing surplus money?
✔ Can I tolerate market ups & downs?
If the answer is “no” — wait.
Step 3: Mindset Readiness (Most Important)
✔ Long-term approach
✔ No quick-profit expectations
✔ No tip-based investing
✔ Comfortable with volatility
❌ What NOT to Do as a Beginner
🚫 Don’t chase trending stocks
🚫 Don’t invest everything at once
🚫 Don’t copy social-media trades
🚫 Don’t check portfolio daily
If Everything Above Is Checked…
👉 You’re ready to invest your first rupee.
What to Do Next
- Execution Guides – How to buy stocks, mutual funds & ETFs
- Calculators – SIPs, goals & returns
- Learning Hub – Core investing concepts